Millions of British holidaymakers are unknowingly travelling without adequate travel insurance. In fact a report ⁺ estimates 3.3 million Brits over the age of 50 are not adequately covered, leaving them at risk of improper care and huge costs.

Even the most well-thought-out travel plans can be upended by injury, illness, theft, weather, or any number of unforeseen events. No one can predict exactly what might happen, so having the right travel insurance in place is a must for people setting off on holiday. 

This is even more important when it comes to holidaymakers who have pre-existing health conditions! 

Did you know that if your pre-existing condition isn't covered by your policy, you'll have to pay for any emergency medical treatment relating to it yourself? And those costs could be huge - in the USA, the average cost of holiday medical treatment is £9,941!*

What is a pre-existing medical condition?

In travel insurance terms, a pre-existing medical condition is considered to be anything you’ve had symptoms, medication, surgery, investigations or medical appointments for in the past two years.

And if you’ve ever had any cardiovascular or circulatory conditions you’ll need to tell your insurer about those too.

Can I still get travel insurance?

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Luckily, some travel insurers offer specialist travel insurance for medical conditions. So, you can be covered for medical emergencies and other claims relating to your condition when you're abroad. 

Medical travel insurance gives you reassurance for the worst case scenario, so you can kick back and relax. After all, that's what holidays are all about.

Which Travel Insurer Should I Choose?